Abstract: In order to meet the requirements of the opening acceptance and actual business development of China Railway Captive Insurance Co. Ltd., this article completed the design and development of China railway property insurance information system in combination with the unique insurance business needs of the railway captive insurance and the existing network environment of the railway. The system functions of main business processes, such as insurance, claim settlement, passenger personal accident injury insurance, were implemented. Combining with the application of the system, the article made the prospect of further integrating railway resources, developing insurance business with railway characteristics and optimizing claim service.